Fondo MIVIVIENDA S.A. (FMV) is a Peruvian government-owned entity established in 1998, operating under the Ministry of Housing, Construction, and Sanitation. It focuses on providing affordable housing solutions for low- and middle-income families. FMV plays a key role in the primary and secondary mortgage markets, acting as a mezzanine lender to Intermediary Financial Institutions (IFIs) that lend to end borrowers. FMV offers several programs to support housing access. The Programa MiVivienda provides subsidized mortgages with government-backed interest rate reductions for working-class families. The Programa Techo Propio assists low-income households with grants and financing for new home purchases. Additionally, the MiVivienda Verde program promotes sustainable housing by certifying projects that meet specific environmental criteria, offering benefits to both developers and buyers. FMV collaborates with regional governments, IFIs, and real estate developers to enhance housing access and contribute to national housing policies.
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Fondo MIVIVIENDA S.A. 的国际扩张与竞争对手的对比情况
Fondo MIVIVIENDA S.A.你条形图显示所对比公司之间的相对规模。
列5| 公司 | 市场 | 新市场 | 势头 | 活动 | 扩张评分 |
|---|---|---|---|---|---|
 Fondo MIVIVIENDA S.A.你 | 0 | 0 | — | 0 | 0 |
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抵押贷款利率正在下降。传统抵押贷款平均年利率为7.8%，而Mivivienda推广的抵押贷款平均为9.4%。Mivivienda提供国家补贴以增加首付。
MiVivienda基金贷款连续第三个月下降，主要影响Techo Propio计划。Capeco警告如果趋势持续，可能降至低于疫情水平。
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